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Video
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Please watch this engaging video about our program.
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Mission
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Stocks in the Future's mission is to enhance school performances through the teaching of financial life skills to middle school students needing motivation.
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Stock Selection
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- Coca-Cola Company
- Nasdaq-100 Index Tracking Site
- NetFlix
- Nutrisystem
- Petsmart
- Sirius Satellite Radio
- Sony Corporation
- Time-Warner/AOL
- Walt Disney Company
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Participating Schools
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- Arlington Middle School - Baltimore City
- Baltimore Civitas School - Baltimore City
- Barclay School - Baltimore City
- East Middle School - Carroll County
- Cross Country School - Baltimore City
- Deep Creek Middle School - Baltimore County
- Fallstaff Middle School - Baltimore City
- Francis Scott Key School - Baltimore City
- Sisters Academy of Baltimore - Baltimore City
- Washington Jesuit Academy - Washington D.C.
- Winston Elementary/Middle School - Baltimore City
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Student Earning Potential
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| How Do I Earn Stock? |
Total Possible Per Quarter |
Total Possible
Per Year |
| Perfect attendance including the SIF class earns $1 each week. |
$8 to $10 (depending on the number of weeks) |
$36 |
| Perfect attendance for an entire quarter, earns $1 bonus. |
$1 |
$4 |
| Improving your reading grade earns $2. |
$2 |
$8 |
| Improving your math grade earns $2. |
$2 |
$8 |
| Reading grade at A or A- earns $3 or $2 for a B+, B, or B-. |
$3 |
$12 |
| Math grade at A or A- earns $3 or $2 for a B+, B, or B-. |
$3 |
$12 |
| Total Possible Earnings = $80 |
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Results
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- SIF reverses 5th graders tendency for poor attendance
- SIF middle school students attend school 10 days more than control groups
- SIF seventh-graders scored 31% higher on the John Hopkins Short Achievement Test
- SIF sixth-graders scored 18% higher on the Johns Hopkins Short Achievement Test
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Board of Directors
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Pat Bernstein - Founder and Chair
Tedd Alexander – Managing Partner-Credo Capital Management
Alvin Anton – Director of Investments at Carefirst of Maryland
Celso Brunetti – Assistant Professor at Johns Hopkins University
Audrey Seifert – Vice President at MTB Investment Advisors
Robert Waldman – Partner at Venable LLP
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How-to's
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- Principals select students whose attendance and school performance need improvement and designate teachers from varying disciplines
- Classes meet once a week during the school day.
- Given a scripted curriculum, teachers impart investment fundamentals that reinforce mathematics, reading and social studies skills.
- Teaching tools are workbooks, textbooks, research and quizzes on the dedicated webpage.
- Students record their weekly attendance and quarterly grades on the SIF website and check investments on personalized portfolio pages.
- Perfect weekly school attendance and improvements in mathematics and reading grades enables students to “earn” SIF dollars used to purchase publicly-traded company stocks.
- The potential earnings are $80 a year.
- Investments accumulate during three years. When ‘graduating’ from middle school, students continue tracking their portfolios on-line and can make stock trades once a year.
- When graduating from high school and turning eighteen, ownership of stock transfers to students’ names.
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Stocks in the Future is a 501(c)(3) public nonprofit organization.