Take a look at the TV coverage highlighting SIF.

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Stocks in the Future's mission is to enhance school performance through the teaching of financial life skills to middle school students needing motivation.

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Stock Selection
  • Coca-Cola Company
  • Electronic Arts
  • Facebook
  • Petsmart
  • Sirius Satellite Radio
  • Sony Corporation
  • Time-Warner
  • Walt Disney Company
  • Ford
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Participating Schools for 2013-2014
  • ACCE- Baltimore City
  • Arlington Middle School - Baltimore City
  • The Barclay School - Baltimore City
  • Cross Country Middle School- Baltimore City
  • Fallstaff Middle School - Baltimore City
  • Hampden Elementaty/ Middle School- Baltimore City
  • Henderson Hopkins- Baltimore City
  • Inner Harbor East Academy- Baltimore City
  • John Ruhrah Middle School - Baltimore City
  • Lansdowne Middle School- Baltimore County
  • MD Academy of Tech & Health Sciences - Baltimore City
  • Mt. Royal Academy - Baltimore City
  • Patterson Park Public Charter School-Baltimore City
  • San Miguel School- Washington DC
  • Thomas Jefferson Middle School - Baltimore City
  • Violetville Elementary Middle School- Baltimore City
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Student Earning Potential
How Do I Earn Stock? Total Possible Per Quarter Total Possible
Per Year
Perfect attendance including the SIF class earns $1 each week. $8 to $10 (depending on the number of weeks) $36
Perfect attendance for an entire quarter, earns $1 bonus. $1 $4
Improving your reading grade earns $2. $2 $8
Improving your math grade earns $2. $2 $8
Reading grade at A or A- earns $3 or $2 for a B+, B, or B-. $3 $12
Math grade at A or A- earns $3 or $2 for a B+, B, or B-. $3 $12
Total Possible Earnings = $80
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  • SIF reverses 5th graders tendency for poor attendance
  • SIF middle school students attend school 10 days more than control groups
  • SIF seventh-graders scored 31% higher on the Johns Hopkins Short Achievement Test
  • SIF sixth-graders scored 18% higher on the Johns Hopkins Short Achievement Test  
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  • Principals select students whose attendance and school performance need improvement and designate teachers from varying disciplines
  • Classes meet once a week during the school day.
  • Given a scripted curriculum, teachers impart investment fundamentals that reinforce mathematics, reading and social studies skills.
  • Teaching tools are workbooks, textbooks, research and quizzes on the dedicated webpage.
  • Students record their weekly attendance and quarterly grades on the SIF website and check investments on personalized portfolio pages.
  • Perfect weekly school attendance and improvements in mathematics and reading grades enables students to “earn” SIF dollars used to purchase publicly-traded company stocks.
  • The potential earnings are $80 a year.
  • Investments accumulate during three years. When ‘graduating’ from middle school, students continue tracking their portfolios on-line and can make stock trades once a year.
  • When graduating from high school and turning eighteen, ownership of stock transfers to students’ names.
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Contact Information
  • Rebecca Lange-Thernes
    Executive Director

  • Office/Mailing Address:
    2701 N. Charles Street, Suite 300, Baltimore, MD  21218

  • Fax: 410.516.8890
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